Flexible Financing Options
Upgrade Now, Pay Later
Many builds run into the thousands once parts and labor are dialed in. We've built our checkout to handle that. Three financing partners (Klarna, Sunbit, and Affirm) are integrated directly into our quoting system, so when we send you a quote you can pay by card, finance the full amount, or finance a portion and pay the rest however you want. Apply at the front desk or from the digital quote we send you.
Most customers get an approval decision in under a minute.
Our Financing Partners
We’ve partnered with trusted financing providers that integrate seamlessly with our systems, making the process quick and transparent right at checkout.
Klarna Financing
Best for: smaller builds and accessories.
- Split your purchase into 4 interest-free payments
- Or choose flexible monthly plans for larger amounts
- Instant approval decisions at checkout
Good fit for wheel and tire packages, lighting upgrades, accessories, and smaller suspension work.
Sunbit Financing
Best for: customers with less-than-perfect credit.
- Designed specifically for auto repair and service financing
- Over 90% approval rate, even for customers other lenders have turned down
- No late fees, no prepayment penalties, no paperwork hassles
Good fit for unexpected repairs, larger services, and any build where you're not sure other lenders will approve you.
Affirm Financing
Best for: medium-to-larger builds with predictable monthly budgets.
- Apply in seconds with no hard credit check to prequalify
- Choose payment terms that fit your budget, typically 3, 6, or 12 months
- Transparent pricing with no hidden fees
Good fit for full lift kit and wheel and tire packages, performance builds, and multi-service projects you want to spread across the year.
What Can Be Financed
Most G&M services and parts are eligible:
- Lift kits and suspension builds
- Wheels, tires, and alignments
- Lighting and accessories
- Performance upgrades and tuning
- Maintenance and repair work
- Window tint and paint protection film
If it's on the quote, it's almost always eligible. If you're not sure, just ask before you check out.
When financing
makes sense
A few common scenarios where customers find financing useful:
- The full build vs. the half build. You came in for a leveling kit and 33s, but the right answer for how you actually drive the truck is a 4-inch lift, 35s, and the alignment work to back it up. Financing is the difference between "do it once, do it right" and "do it in two phases over a year."
- The repair you weren't planning for. Truck broke. Bill is $2,800. Financing through Sunbit gets it handled today and spreads the hit across several months instead of dropping it on a credit card.
- The phased build. You're building toward a long-term setup but you want to do it in stages. Finance phase one now, pay it off, come back for phase two. Plenty of customers build their trucks this way.
Get Approved at Your Next Quote
- Stop into the bay for a build consultation, or request a quote through the site. When the quote comes back, you'll have card and financing options on the same page. Approval decisions take a minute or two, and once you're approved we can lock in the work and start building.
